Be sure to check reviews before buying any. Many inexpensive digital counters tend to jam or count incorrectly. If you’re going to spend money to count your coins, it’s probably better to just buy paper coin wrappers. What About Those Digital Coin Counters You Can Buy at Business Stores? Still, it’s better than having the huge sack of pennies you hefted inside when you arrived. The bad news is, you’ll also get a toonie, a loonie, and 57 cents back. Well, the good news is you’ll get a $10 bill from the bank. What If the Total Coins Counted Equals, Say, $13.57? If you are not prepared to take the small chance, don’t use the coin counters.
The staff also cannot know if the machine is counting correctly, so there is no point in arguing with them about the total. The reality is that if you don’t count and roll the coins yourself, you will never know if the coin counter is correct or not. Still, advertising isn’t as bad as giving up 10% of the value of your coins. They often place advertising in or on the machine, for you to see when you are feeding in your handfuls of coins. They will, however, hope that you ask them about accounts, GICs, mutual funds or whatever while you are already in the branch. You do not have to have an account with TD or BMO to use these machines. PS if you have more than $250 in coins, carrying them is going to be difficult!) Check with the branch before stuffing in those handfuls of quarters! (You could likely just make two trips to stay under the limit. For example, in July 2012 one customer reported that at BMO a maximum of $250 in coins could be redeemed for free, and to redeem more than that, they had to pay a fee. There may be a limit on how many coins you can count for free. You then take the slip to the teller and they will give you the value in bills. They count the coins, and print out a slip. The machines work like the ones at the grocery stores.
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Some newer bank branches of TD and BMO are offering self-operated coin counting machines to use for free at the branch. There’s one way that’s better than this, and it’s free! Cashing in at Customer Service: Finally a Useful FREE Service from a Bank This is somewhat faster than rolling coins, but it costs more. As you can tell, this could take a while! If you add too many at one time, the machine will jam. The machines vary, but usually you’ll be asked to pour the coins into a tray a few dozen at a time. If you take a slip to use as a store credit on your purchases, the fee is usually the lowest. If you want bills for your coins, the fee is usually the highest. Actually, it’s better to double or triple bag them to keep the coins from ripping through the bag and landing all over the place. Some grocery stores have coin counting machines. So what other choices are there? Buying Bread and Milk for Pennies: Grocery Store Coin Counters Yes, the cost comes out of the Estate, but even so, it’s spending money without gaining any profit. Buying coin wrappers actually costs money.
One problem is if you don’t have any coin wrappers. This is faster and simpler than counting the coins out in little piles, especially pennies.
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It has grooves to stand the coins in, and a mark to show when you’ve put in enough to make a full roll. There’s a handy tray device to speed up wrapping. Others won’t take hand-rolled coins at all. Some banks need wrappers with holes in the sides to see the coins. Check with your bank first though about rules. If you already have lots of coin wrappers around the house (or perhaps you inherited a bunch of them along with the pennies!) then you could take the time and roll the coins. How can you turn these heavy, slippery coins into light, flexible bills? Know When to Roll ‘Em: Tips and Tricks for Wrapping Coins Chances are good if you take your time cleaning out the home of the person who died, you are going to find tons of pennies mixed up with a smattering of nickels, dimes, and American quarters, too.
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